InsightPlacement · AI-first placement and renewal

Every renewal prepared by agents. Every placement decided by your brokers

Ten agents work each commercial renewal from the 120-day mark to the bind order: loss runs, the SOV, the submission, the markets, the quotes and the proposal. Every figure comes from an engine, and nothing reaches a client, a carrier or a binder until a broker accepts it.

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8renewal and new-business placements on the demo book

$5.3Mexpiring premium in play across them

13decisions the agents prepared, waiting on a person

L2the ceiling: every agent action is ask first

Illustrative: the demo book’s broker, clients, carriers and figures are invented.

The placement broker's Home on the illustrative book: seven placements in progress, $5.3M of expiring premium in play, two effective within 60 days, and what needs them first: select the recommended quote on four lines for Cobalt Ridge Construction, confirm three quotes read from quote letters, select a quote on one line — A placement broker’s Home on the demo book: the day’s numbers, then what needs them, each item prepared by an agent and waiting on Review.

Built for the commercial P&C program

Commercial propertyGeneral liabilityCommercial auto Workers compensationUmbrella / excessCyber Management liability (D&O / EPL)Admitted and surplus lines

Proof, not promises

Three screens from the demo book, as they are

Each is the running product on invented clients and carriers, captured with the model switched off. Click any screen to see it full size.

A decision the placement compliance agent prepared on an illustrative Florida renewal: file the surplus lines diligent-effort affidavit for commercial property, resting on three admitted declinations, with what it couldn't settle, the five facts behind it, and Accept, Reject and Ask

The quote comparison analyst's prepared selection on an illustrative contractor renewal: the recommended placement totals $696.1K, up 4.1% on expiring, with the pick on each line and why

A readiness finding on an illustrative food manufacturer: 2 of 9 locations have SOV gaps (22.2%), the agent's reading, three source chips and Approve or Reject

The problem

A renewal spends its first ninety days waiting and its last thirty rushing

Loss runs ordered late, an SOV with blanks, markets chosen from memory, quotes in a spreadsheet and a proposal written the night before.

Data

Chased too late

Loss runs take weeks. The SOV comes back with blanks an underwriter will price.

Submission

Thin packages

Assembled by hand from five sources; the gaps are found by the underwriter.

Markets

Appetite by memory

Who writes what, where and at what size lives in people’s heads.

Paperwork at the end

Comparison, proposal, security check and surplus lines affidavit all land in the last week.

How it works

From a change on the placement to a signed decision

Analyze runs the ten agents in order. Every step after the engines is something a broker can open and check.

1Engine

The engines compute

Calendar, readiness, SOV and loss summaries, market ranking, the comparison, diligent effort — every figure with its source.

2AI

An agent reasons

Each agent reads numbered facts and answers in a fixed shape with Claude, citing them.

3Check

The grounding check

An answer carrying a number not in the facts is thrown away; the engine’s finding stands.

4AI

A decision is prepared

The order, request, plan, selection, proposal, affidavit or bind order — with reasons and facts.

5Broker

A broker decides

Accept, change, reject or ask. The answer is signed on the placement’s decision record.

No model configured, or the model fails: the engines’ findings are prepared in the same shape, and the screen says so.

The model explains; the engines compute. Every placement action is capped at ask first. The architecture in detail →

What it does

The whole placement, from the 120-day mark to the bind order

Each one is a zone of the Placement Workspace with an agent behind it. Follow a link for the screens and a worked example.

Renewal readiness

The 120/90/60/30-day calendar and a weighted checklist; the loss-run orders prepared at 120 days.

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SOV and exposures

Gaps by location and exposures against last year, with the request to the client drafted.

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Market-ready submission

Assembled from the record and the Pulse profile, every gap flagged, every version kept.

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Market selection

Every carrier ranked per line by appetite, capacity, security and results, every reason stated.

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Quote comparison

Each quote beside the expiring with hard and soft flags, and a recommended quote per line.

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Surplus lines and security

The diligent-effort log, the affidavit and the A- floor checked on every quoting carrier.

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Proposal to bind

The client proposal, the client’s sign-off on the record, and the bind order checked against the quotes.

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Rules Studio

Ten placement controls a practice leader can read, test and publish, with their hits.

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The decision record

Every control, prepared decision and answer on one record an E&O review can replay.

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See every zone

The Placement Workspace

One page per renewal, with the agents’ work on top

The hero says where the placement stands. Below it, seven zones: Agents, Readiness, Submission, Markets, Quotes, Proposal & bind, Compliance.

The Placement Workspace hero for an illustrative hotel group renewal: stage strip at Proposal, 29 days to effective, readiness 100 percent, expiring premium $470K, recommended $651K, +38.5 percent — **The hero.** Where the renewal stands: the stage strip, days to inception, readiness, expiring and recommended premium.

The market ranking for commercial property on an illustrative renewal: each carrier with security, fit, status and why, including capacity short of the $83.7M asked — **Markets.** Each carrier with its security, fit and status, and why — rating, appetite, and capacity short of the limit asked.

The agents

Ten placement agents, each with one job and a hard limit

Every agent action is capped at ask first, whatever the dial says: what goes to a client, a carrier or a binder is a person’s call.

Renewal readiness

The calendar and the checklist; prepares the loss-run orders.

Data-gap chaser

SOV and exposure gaps; prepares the request to the client.

Submission builder

The market-ready package; prepares the approval.

Market selector

Every carrier ranked per line; prepares the marketing plan.

Outreach drafter

One submission e-mail per market.

Sends are a dry run in the demo

Quote extractor

Quote letters into structured quotes for a person to confirm.

Quote comparison

The side-by-side and a recommended quote per line.

The selection is the broker’s

Proposal writer

The client proposal from the selection.

Placement compliance

Diligent effort and the A- security floor.

Supervisor

The controls, a leader’s sign-off, the bind order.

Bind orders are a dry run in the demo

The autonomy dial

An action runs at the lowest of the agent’s level, the action’s cap and the tenant ceiling. Here the cap and the ceiling are both L2.

Draft

The agent drafts; a person does the work. Where every agent starts.

Ceiling and capL2

Ask first

The agent prepares; a broker accepts, changes, rejects or asks.

Act and tell

Locked for every placement action.

Act

Locked for every placement action.

The agent catalogue: the renewal and submission and the markets and quotes agents, each with its action, the level it starts at and what it never invents — **Catalogue.** Each agent’s action, the level it starts at, and what it never invents.

Controls

Rules a practice leader can read, on every placement

Block

Security and surplus lines

A carrier below A-, or a surplus line without three admitted declinations, holds the bind order.

Refer

A senior look when it matters

A program 25% over the expiring, a short limit, late loss runs or marketing: the right role signs off.

Warn

Data quality early

A stale or gappy SOV and a one-quote line are flagged while there is still time.

Placement controls in the Rules Studio: published rules such as a line has only one quote, a selected carrier isn't appointed, a selected carrier is rated below A-, each with its condition, outcome, state and version — **Rules Studio.** Each control is a readable sentence — when this, do that — with its state and version.

The connected suite

Part of the Insight broker suite, on one platform

InsightPlacement shares identity, agents, the Rules Studio and the decision record with the other Insight products.

flowchart LR
  PU["InsightPulse
company 360"] -- "profile and news" --> PL["InsightPlacement"]
  AD["InsightAdvocate
claims advocacy"] -- "loss trend" --> PL
  XT["InsightXtract
documents"] -- "quote letters" --> PL
  PL -- "bound program" --> PR["InsightProofing
policy checking"]
  style PL fill:#d1fae5,stroke:#10b981,stroke-width:2px,color:#065f46

Which connections are live in a given deployment is listed on How it works.

From the blog

Worked examples

Placements followed on the demo book, with the screens and what the agents prepared.

Use case

Comparing twelve quotes across four lines

A contractor’s renewal, a quote below the security floor, and a recommendation per line.

October 29, 2026 · 16 min readRead article

Use case

Surplus lines diligent effort, done before the bind

Three admitted declinations, each with its reason, and an affidavit to file.

October 29, 2026 · 14 min readRead article

Use case

Choosing the markets for a coastal property renewal

Eighty-three million of TIV in Florida, and capacity that runs out at fifty.

October 29, 2026 · 15 min readRead article

All posts

Every renewal prepared by agents. Every placement decided by your brokers

Three screens from the demo book, as they are

A decision, prepared

A recommendation per line

The figure first, then the reading

A renewal spends its first ninety days waiting and its last thirty rushing

Chased too late

Thin packages

Appetite by memory

Paperwork at the end

From a change on the placement to a signed decision

The engines compute

An agent reasons

The grounding check

A decision is prepared

A broker decides

The whole placement, from the 120-day mark to the bind order

Renewal readiness

SOV and exposures

Market-ready submission

Market selection

Quote comparison

Surplus lines and security

Proposal to bind

Rules Studio

The decision record

One page per renewal, with the agents’ work on top

Ten placement agents, each with one job and a hard limit

Renewal readiness

Data-gap chaser

Submission builder

Market selector

Outreach drafter

Quote extractor

Quote comparison

Proposal writer

Placement compliance

Supervisor

The autonomy dial

Draft

Ask first

Act and tell

Act

Rules a practice leader can read, on every placement

Security and surplus lines

A senior look when it matters

Data quality early

Part of the Insight broker suite, on one platform

The loss story

The company, dated

Quote letters as data

What was bound

Worked examples

Comparing twelve quotes across four lines

Surplus lines diligent effort, done before the bind

Choosing the markets for a coastal property renewal

See it on renewals like yours